- Do not talk to the opposing parties insurance company.  Insurance companies are not looking to treat you fairly or looking out for your best interest. If you receive a call from an adjuster, simply decline to speak to them. You do not have to give them any information.

- Seek medical treatment immediately. If you’ve been seriously hurt, go to the ER immediately. If you do not require immediate medical attention, make an appointment with your primary case physical as soon as possible. Do not try and tough it out. Some serious internal injuries are not noticeable without the proper medical diagnosis.

- Gather as much information as you can. Exchange information with the other party. Get their insurance information. If there are any witnesses, get their phone numbers. If you receive any reports, bills, or anything associated with your accident, keep it in a safe place. This will help in the future to set up your file.

If you’re not sure what do to, contact a personal injury attorney for a free consultation about your case.

Nearly One in every three drivers in California are driving without Car insurance. What this means to you is that if you are involved in a car accident with them, they will not have the insurance coverage to pay for your bills. What can you do to protect yourself? Uninsured Motorist is a clause that is part of almost every insurance coverage plan. For a small premium, your own insurance company will offer you protect if you are ever in an accident with an uninsured or under insured motorist. Contact your insurance company today and make sure you are protected. A small premium now can make sure you are protected from a major problem in the future.

Do Helmets actually prevent head injuries? The answer may surprise you. Studies have shown that  a helmet does not guarantee a head injury will not occur. It may “soften the blow” at times. A review of studies concluded that helmets reduce the risk of head injury by around 69% and death by around 42%. Other studies  suggest that helmets may protect against facial injury but have no effect on neck injury.

An important to factor to lowing the risk of a head injury is closely following the rules of the road, being alert to the road conditions, and most importantly, sharing the road with your fellow travelers.